On a budget

Furnish your new home on a budget

Prioritise
Resist the temptation to rush out and purchase every piece of furniture you want for your new home. If money is tight, the last thing you want to do is rack up debt. Instead, make a list of the items you need versus the items you want. Start by shopping only for the essentials, and set a timeline and budget for getting the non-essentials.

Accessorise
In many cases, buying low-cost accessories may help you get more enjoyment out of house wares that you want to replace. For example, you could add new pillows to a sofa or add a new table runner to your dining set. Little changes can make a big impact without breaking the furniture budget. Candles can create a classy mood in living rooms.

Make the most of the furniture you have
If you've got pieces from your old home that are still in decent condition, you may be able to refurbish them cheaply. Consider repainting or re-staining wooden pieces and putting slipcovers on upholstered items. Get the most mileage out of items that are still usable until you can afford to replace them.

Go for quality
A high-quality item trumps a lower-quality piece any day of the week. Make good investments for your new home by buying items that will last -- even when they cost more than their less-sturdy counterparts.

Renting furniture
If you really need a certain piece of furniture, but your furniture budget is gone, consider renting furniture. For a small monthly fee, you can rent-to-own or just rent temporary pieces until you can afford to furnish your new home the way you want.

Make the most of the furniture you have
If you’ve got pieces from your old home that are still in decent condition, you may be able to refurbish them cheaply. Consider repainting or re-staining wooden pieces and putting slipcovers on upholstered items. Get the most mileage out of items that are still usable until you can afford to replace them.
 

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